Automobile Insurance
    

Personal Lines of automobile insurance policies provide basic coverages which include:

Bodily Injury Liability

  • This covers accidental injury or death of another person if caused by you in an automobile related accident.

Property Damage Liability

  • Covers accidental damage to other people's property if caused by you in an automobile related accident.

Defense Costs

  • Covers court costs, legal expenses and attorney's fees.

Collision

  • Covers damage to your car in an accident, regardless of who was at fault.

Other Than Collision

  • Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.

Medical Payments

  • Covers you and your family in any car and anyone riding in your car for medical expenses resulting from an accident.

Uninsured/Underinsured Motorists

  • Covers injury suffered by you, your family and anyone riding in your car against the uninsured/underinsured hit-and-run driver.