Owner Responsibility Cited As Key To $1 Billion-A-Year, 4.7 Million Dog Bites; Half of Victims Are Children

SAN FRANCISCO, Calif. - While dogs are often referred to as man's best friend, the Insurance Information Network of California (IINC) warns that with one bite they can become a physical and financial enemy. More than 4.7 million dog bites occur in the United States annually, the public relations organization says, and more than half of the victims are children. Dog attacks account for one-third of all liability claims on homeowners insurance policies, according to IINC, and the insurance industry pays out more than $1 billion for dog bite claims each year.

Although most dog bites do not cause serious injury, IINC said, even one minor bite can affect what a homeowner pays for insurance. The network maintains that being a responsible dog owner is the key to preventing dangerous and costly bites, and offers suggestions to dog owners.

  • Spay or neuter you dog. Non-neutered dogs are three times more likely to bite than neutered dogs.
  • Train and socialize your dog. Participate in the training process and carefully introduce your dog to different people and situations.
  • Don't play aggressive games like "wrestling" or "tug of war." Instead play "fetch" or some type of non-threatening activity.
  • Spend time with your dog. Dogs who spend a lot of time alone or chained up often become dangerous.