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Homeowners Insurance
If
your home were destroyed or damaged, have you considered
what it would cost to repair or rebuild it just the way
it is - or buy another one equal to it? Fred E. Thomas
Agency, Inc. can design your coverage to make sure you
could do either - helping to protect not only your home,
but your standard of living.
Home and
Private Outbuildings
-
Your
Residence is covered for full
replacement cost provided it is insured for
80% of its replacement value, up to the
limit of liability.
-
Private
Outbuildings located on the premises
are covered for up to 10% of the insurance
on your residence.
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| Personal
Property - Home and Away
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Additional Living Expense
- Extra
Living Expenses that you might incur
if your home should become uninhabitable
following a disaster, such as temporarily
living in a motel, are covered for up to 20%
of the limit of the insurance on your house
under Forms HO-2 and HO-3, and up to 10%
under HO-8.
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Personal Liability
-
Claims
for Injuries You are covered against
claims for injury or damage to the property
of others.
-
Medical
Expenses You are covered for such
expenses arising from injuries to others on
or off your premises.
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