Ways to save on your Auto Insurance

  
  1. CHOOSE HIGHER DEDUCTIBLES
    By raising the deductible on collision and comprehensive coverage, you can substantially lower your insurance premiums.
  2. CONSIDER THE TYPE OF CAR YOU MIGHT BUY
    Before you buy a new or used car, you should check how much the insurance premiums will be. Cars that have high theft rates, high frequency of claims or are expensive to repair will have high insurance rates. However, buying "low profile" cars such as mid-sized station wagons, four-door sedans or cars with safety features can save you a considerable amount of money.
  3. Low mileage or restricted mileage
  4. Passive restraints (cars equipped with automatic seat belts or air bags).
  5. Anti-lock brakes, Daytime Running Lights
  6. Good driver discounts - no accidents or moving violations in the past three years.
  7. Multi-car discounts - for insuring more than one car with the same company.
  8. Defensive training/driver courses.
  9. Anti-theft devices.
  10. Multiple policy discounts, i.e. auto and homeowners coverage with the same company.
  11. Car-pooling
  12. College students 100 miles away from home without a car.
  13. If you have AAA, do not carry towing on your policy.